MEMORANDUM OPINION
HARPER, Chief Judge.
This is an action on an insurance policy tried before the court. The defendant is a foreign insurance company and the plaintiff is a tobacco products distributor incorporated in Missouri, with its place of business in St. Louis, Missouri. Plaintiff is suing on a Comprehensive Dishonesty, Disappearance and Destruction Policy ("3D" policy) issued by defendant, which is asserted to provide coverage for a robbery of plaintiff...
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