Opinion and Judgment
DALTON, Chief Judge.
This is a declaratory judgment action filed by Utica Mutual Insurance Company, hereinafter referred to as Utica, to determine whether Utica is liable on a policy of automobile liability insurance issued to Emerson T. Stegall for any claims which may arise out of an accident involving the insured automobile which occurred while Benny R. Stegall, the son of Emerson T. Stegall, was driving the insured automobile.
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