MEMORANDUM OF OPINION INCORPORATING FINDINGS OF FACT AND CONCLUSIONS OF LAW
THEIS, District Judge.
This case arises out of a complaint of the plaintiff, The Ohio Casualty Insurance Company, under the Federal Declaratory Judgment Act, 28 U.S.C.A. § 2201 et seq., against the defendants Michael Lutkie, H. Marjorie Hart, Phillip L. Hart and John R. Hart, seeking a judgment of the court holding that the provisions of a certain automobile liability insurance...
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