OPINION BY MR. JUSTICE ROBERTS, January 4, 1967:
Andrew Beckham, an employee of Humble Oil & Refining Company, named his mother, Elizabeth, beneficiary under a group life insurance policy issued by The Travelers Insurance Company on the life of Humble's employees. The policy provided for death benefits of $4,000 and also contained a double indemnity provision operative in the event that "bodily injury not hereinafter excepted effected directly and independently...
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