OPINION OF THE COURT BY ABE, J.
The Hawaiian Memorial Life Plan, Ltd., hereinafter called "Life Plan," has entered into contracts with individuals, hereinafter called "Contract Purchasers," under a form of instrument called a "Pre-Need Agreement."
Under the Pre-Need Agreement, Life Plan agrees to arrange for funeral services with a duly licensed mortuary and a Contract Purchaser agrees to pay a fixed total price in monthly
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