FINDINGS OF FACT AND CONCLUSIONS OF LAW
CANCIO, District Judge.
This is an action to recover damages for losses incurred as a result of a fire. The parties have stipulated that:
1. The Plaintiff Group was the owner of the premises and property described in the insurance contract as "dwelling of concrete and wood with galvanized iron roof" located at "Carretera 165-Km.4-Hm.3, Toa Alta-Corozal."
2. A fire occurred during the night of November...
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