RUIZ-NAZARIO, Chief Judge.
The facts in this case, which is of first impression in this jurisdiction, are as follows:
Henry Castro Anderson, presently deceased, applied to defendant for a $10,000.00 life insurance policy on October 15, 1959. The policy was delivered and the first premium paid, on January 19, 1960. On January 25, 1960, defendant sent a Notice of Payment to insured, stating that the term for payment of the premiums had expired on January 1,...
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