DALTON, Chief Judge.
The facts in this case have been stipulated as follows:
"David Cloyd Kent, the veteran, had active military service from May 15, 1943 to September 20, 1945. He applied for and was issued $10,000.00 National Service Life Insurance on the five-year level premium term plan under certificate N 10 982 363 effective May 17, 1943. His wife, Sara Combs Kent, is the last designated beneficiary in VA records. At the expiration of its first term...
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