Decree reversed on the law and facts and matter remitted to the Surrogate's Court to enter a decree in accordance with the memorandum.
Memorandum:
Upon the record before us it appears that the accounts opened in the names of the deceased and the respondent Annabelle Hannon out of funds contributed exclusively by the decedent in the Merchants National Bank & Trust Company of Syracuse and the First Trust & Deposit Company are not true joint tenancies...
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