BUTZEL, J.
Plaintiffs Donald and Esther Armstrong were buying their home in Byron Center, Kent county, Michigan, on land contract. On July 31, 1948, defendant Wokdland Mutual Fire Insurance Company issued to them a fire insurance policy insuring the home for $3,500 and its contents for $1,500. As members of a mutual company plaintiffs were required to pay annual assessments. In this
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