Appellant's insured, Allen, was involved in an automobile accident, and the plaintiff De Lany secured a judgment against him. Appellant disclaimed liability on the ground that, at the request of the insured, coverage had been transferred, prior to the accident, to another car not involved in the accident. The insured then brought a third-party action against appellant, and the injured De Lany sued appellant directly under section 167 of the Insurance Law. The decisive issue...
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