BEN MOORE, Chief Judge.
The plaintiff in this action for a declaratory judgment is the insurer in a policy of automobile insurance issued to "James F. Smoot or Dennie Smoot," covering a Kaiser automobile. On March 6, 1950, James F. Smoot was driving this car, in which Dennie Ray Smoot and Ray Smoot were riding. An accident occurred involving the Kaiser car and another automobile.
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