GALSTON, District Judge.
The question to be determined in this case is the interpretation to be given to a policy of insurance issued by the respondents covering the Frederick E. Meseck, a tug owned by the Meseck Towing & Transportation Co., Inc., in respect to all loss and damage sustained by the tug through any and all risks, perils or dangers of the seas, bays, harbors, rivers, etc., and also to such liability as the assured would incur by reason of damages...
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