MILLER, District Judge.
Julius Moskowitz was adjudicated a bankrupt on October 3, 1944. The Citizens Fidelity Bank and Trust Company filed objections to his discharge upon the following grounds:
1. The bankrupt failed to keep or preserve books of accounts or records, from which his financial condition and business transactions might be ascertained;
2. The bankrupt obtained money or property on credit by making a materially false statement in writing...
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