MR. JUSTICE GRAY delivered the opinion of the court.
This was an action brought by a citizen of New York against a British corporation on two policies of fire insurance, dated November 16, 1877, and extended to July 15, 1880, the one on buildings, and the other on fixtures, furniture and other personal property in and about the same.
Each policy described the principal building as follows: "The two-story frame hotel building, with one-story frame kitchen and...
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