ORDER AND FINDINGS AND RECOMMENDATIONS
LAWRENCE K. KARLTON, District Judge.
This case, in which plaintiff is proceeding pro se, is before the undersigned pursuant to Eastern District of California Local Rule 302(c)(21). See 28 U.S.C. § 636(b)(1). Defendants Quality Loan Service Corporation ("QLS"), Bank of America, N.A. ("BANA") for itself and as successor by merger to BAC Home Loans Servicing, LP ("BAC"), Balboa Insurance Company ("Balboa...
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