Davis, Chief Justice:
This matter comes before this Court upon a request from the Circuit Court of Wood County to answer four certified questions. The parties to this proceeding are: Richard A. Hayhurst (hereinafter "Mr. Hayhurst"), defendant; Cincinnati Insurance Company (hereinafter "CIC"), defendant; and Bernard Boggs (hereinafter "Mr. Boggs"), plaintiff. By order dated March 20, 2009, the circuit court certified the following four questions to this Court:
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