IN RE CAPITAL ONE BANK CREDIT CARD INTEREST RATE LITIGATION

No. 1:10-md-02171-TWT.

IN RE: CAPITAL ONE BANK CREDIT CARD INTEREST RATE LITIGATION

United States District Court, N.D. Georgia, Atlanta Division.

September 30, 2014.


Attorney(s) appearing for the Case

In re: Capital One Bank Credit Card Interest Rate Litigation, In Re, represented by Bryan A. Fratkin , McGuire Woods, LL.

Kevin S. Barker, Plaintiff, represented by Edward Adam Webb , Webb, Klase & Lemond, LLC, G. Franklin Lemond, Jr. , Webb, Klase & Lemond, LLC & Matthew C. Klase , Webb, Klase & Lemond, LLC.

Eric W. Baxter, Plaintiff, represented by Edward Adam Webb , Webb, Klase & Lemond, LLC, G. Franklin Lemond, Jr. , Webb, Klase & Lemond, LLC & Matthew C. Klase , Webb, Klase & Lemond, LLC.

Michael A. Gaffney, Plaintiff, represented by Edward Adam Webb , Webb, Klase & Lemond, LLC, G. Franklin Lemond, Jr. , Webb, Klase & Lemond, LLC & Matthew C. Klase , Webb, Klase & Lemond, LLC.

Rebekah L. Kautz, Plaintiff, represented by Edward Adam Webb , Webb, Klase & Lemond, LLC, G. Franklin Lemond, Jr. , Webb, Klase & Lemond, LLC & Matthew C. Klase , Webb, Klase & Lemond, LLC.

Richard J. Lavallie, Plaintiff, represented by Edward Adam Webb , Webb, Klase & Lemond, LLC, G. Franklin Lemond, Jr. , Webb, Klase & Lemond, LLC & Matthew C. Klase , Webb, Klase & Lemond, LLC.

David E. Solsberry, on behalf of themselves and all others similarly situated, Plaintiff, represented by Edward Adam Webb , Webb, Klase & Lemond, LLC, G. Franklin Lemond, Jr. , Webb, Klase & Lemond, LLC & Matthew C. Klase , Webb, Klase & Lemond, LLC.

Nancy Mancuso, on behalf of themselves and others similarly situated, Plaintiff, represented by Elizabeth Kathleen Tripodi , Finkelstein Thompson, LLP, Halley F. Ascher , Finkelstein Thompson, LLP, G. Franklin Lemond, Jr. , Webb, Klase & Lemond, LLC & Edward Adam Webb , Webb, Klase & Lemond, LLC.

Traci L. Roberti, on behalf of themselves and others similarly situated, Plaintiff, represented by Elizabeth Kathleen Tripodi , Finkelstein Thompson, LLP, Halley F. Ascher , Finkelstein Thompson, LLP, G. Franklin Lemond, Jr. , Webb, Klase & Lemond, LLC & Edward Adam Webb , Webb, Klase & Lemond, LLC.

Jennifer L. Kolkowski, on behalf of herself and all others similarly situated, Plaintiff, represented by Alexis Alexander Phocas , Litigation Law Group, Edward Adam Webb , Webb, Klase & Lemond, LLC, G. Franklin Lemond, Jr. , Webb, Klase & Lemond, LLC & Gordon M. Fauth, Jr. , Litigation Law Group.

Capital One Bank (USA), N.A., Defendant, represented by Bryan A. Fratkin , McGuire Woods, LLP, H. Wayne Phears , McGuire Woods LLP-GA, Michelle N. Comeau , Morrison & Foerster, LLP & Nancy R. Thomas , Morrison & Foerster-LA.

Capital One Financial Corporation, Defendant, represented by Bryan A. Fratkin , McGuire Woods, LLP, Jonathan Chiu , McGuire Woods, LLP, Michelle N. Comeau , Morrison & Foerster, LLP & Nancy R. Thomas , Morrison & Foerster-LA.


OPINION AND ORDER

THOMAS W. THRASH, Jr., District Judge.

This matter is before the Court on the Defendant's motion for summary judgment [Doc. 48].

I. Background

A. Procedural History

This multidistrict litigation and purported class action stems from the Defendant Capital One's decision to raise interest rates on customers' credit card accounts in 2009. The Plaintiffs allege a multitude of claims, including breach of contract...

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